Finance Your Purchase
At Dufresne, we understand that furniture, mattresses and appliances are major investments. That’s why we are proud to offer a range of flexible financing options through our partnership with Fairstone Solutions. On approved credit, our No Payment/Same as Cash plans (No Pay/SAC) and our Equal Monthly Payment plans both allow you to enjoy your purchases sooner. The choice is yours!
No Payment/Same as Cash Plans
With No Pay/SAC plans, payments aren’t due until the end of the financing term. Finance charges, however, will accrue on the purchase from the beginning of the term. If the purchase price is paid in full by the expiration date of the financing term, all of the accrued finance charges will be waived and no finance charges will be assessed on the purchase. If the purchase is not paid in full by the term expiration date, the accrued finance charges will be charged to the Cardholder’s account.
Compare our No Pay/SAC plans below. For more information on a specific plan, click through to the plan details page.
|No Payment/Same as Cash Plans|
|3 Month*||6 Month*||12 Month*||15 Month*|
*On all No Pay/SAC plans taxes, delivery and admin fees are due at time of purchase, unless otherwise stated.
*Admin fees waived for online purchases only. Delivery and taxes will be included in the total purchase price.
Equal Monthly Payment Plans
Also referred to as “Free Financing” plans, our Equal Monthly Payment plans are set-up on a monthly payment schedule. Finance charges will not accrue on the purchase as long as the required minimum payment is made when due during each billing cycle of the finance term. If the minimum payment is not made when due, or if a balance remains after the term expires, finance charges will be assessed at the APR (Annual Percentage Rate) as disclosed in the Cardholder Agreement.
|Equal Monthly Payment Plans|
|24 Month*||36 Month*||48 Month*|
*With all Equal Monthly Payment plans taxes, delivery and admin fees are due at time of purchase, unless otherwise stated.
It can be difficult to determine what an Equal Monthly Payment plan looks like per month, especially for large purchases. Use the chart below to compare monthly payments per plan, based on your purchase total.
|Equal Monthly Payment Plans - Monthly Payments|
|Purchase Total||24 Month||36 Month||48 Month|
Apply for Financing Online: You will be re-directed to Fairstone Financial Inc.
Apply in Person: Find a Dufresne Furniture & Appliances near you